As I said in a previous post, I’m always looking for ways to save money.  If you google the cost of raising a child in the UK, the figure that you get is an incredibly scary £230,000.  OK, that’s to the age of twenty-one and it does include the cost of sending them to university, but even so, how do any of us ever manage to do it?  No wonder that money is always tight.  It makes you realise just how important it is to protect your family financially, so here are my suggestions for making your money go as…

With Valentine’s Day now just 2 weeks away my thoughts have been turning to how to mark the occasion. I’m not a huge fan of overly commercialised days. Instead my husband and I try to make time for each other through the month, rather than go all out on one day each year. We’re huge Netflix fans round here. Lack of a baby sitter means we often watch a film when the children have gone to bed. Sometimes it’s good to plan something which doesn’t revolve around a screen though, so I thought I’d share 5 creative date night ideas…